We understand more than ever the importance of protecting our families from the uncertainties that life can throw at us. Why do we understand this? Because, like you, it’s our most important priority as well. Keeping our families financially secure is one of the most valuable gifts you can give them.
You want to be in a position that no matter what, your family is taken care of.
That’s what we want too.
Generic Life Insurance
Simply put, by ensuring your life is insured enables you to leave behind money for your family when you die. You pay a monthly premium for life insurance. Your age, health, lifestyle and how much cover you need, as well as the type of policy you have, will all determine how much you pay per month.
There are a number of different life insurance plans available and we’ll help you choose the one that best suits your personal circumstances taking into consideration your age, health, income, number of beneficiaries, their financial circumstances and many other factors, working through your options together.
Sometimes life can take an unfortunate turn with an illness that not only jolts us emotionally, but cuts short our professional working life. In such situations, a critical illness insurance policy can play a big part in ensuring that your family is looked after financially.
You should consider an income protection plan as it will safeguard you financially for a period of time if you lose your income due to illness. Income protection usually pays out until retirement or your return to work.
Income protection pay outs are usually based on a percentage of your earnings: 50% to 70% is the norm and we will guide you through the myriad of options you may be faced with.
Private Medical Insurance
With the NHS struggling with long waiting lists, a private medical insurance plan may be just what you need to get treated by a doctor of your choice, within a shorter time, allowing you to have control of when and where you or your family are treated. Often, private hospitals offer a large selection of treatments from the most basic to the more specialised and can provide ongoing recovery treatments such as physiotherapy, many of which may not be readily available on the NHS. We’ll help you choose the best plan for you and your family after assessing your needs.
You probably know what you are doing when it comes to your finances. We get that.
But we also know that we are at the top of our game when it comes to the latest financial information, market trends and regulations. Moreover, with our years of experience in the field, we’ve learned how to find creative solutions to complex situations and we’ll tailor our approach to your unique circumstances.
Give us a call on 020 8515 1200 or email us if you’d like to discuss how we can help with your investment strategy, whether it’s for you personally or your business.